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Commercial Real Estate Loans

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Commercial Real Estate Financing

Whether you’re expanding, investing, or purchasing your first property, we provide flexible financing solutions tailored to your business goals.


Customized Commercial Real Estate Loans in the Finger Lakes Region

Whether you’re acquiring new property, refinancing an existing loan, tapping into your equity, or planning renovations, we offer tailored financing solutions to help you achieve your goals.


With flexible loan terms, competitive interest rates, and no prepayment penalties, our commercial real estate loans provide solid financing options and the financial support you need to grow your business.



What Can You Expect from Finger Lakes Commercial Real Estate Loans

  • Flexible terms: 5 to 15 year terms with a 25-year maximum amortization
  • Up to 80% Financing
  • Attractive Fixed Rates, Variable Rates, and Hybrid Rate Options
  • Investment property financing available with terms up to 30 years for 1-4 family residential properties
  • Reasonable closing costs
  • No prepayment penalties


What You Can Expect from Our Team

Beyond great loan products, we pride ourselves on delivering a superior lending experience. Our dedicated team has deep expertise in the Finger Lakes Region and is committed to helping you navigate the lending process efficiently and with ease.

  • Fast and responsive service – We act with urgency to keep your project on track.
  • Personalized guidance – We walk you through every step of the financing process.
  • Streamlined underwriting – We gather all necessary information upfront for a smooth approval process.
  • Relationship-driven approach – You are not a loan transaction and not a number. We value our partnership with you and work on building long-term relationships.


Get Started Today

To get started you can contact Michael Scaglione to discuss your financing needs.

Michael Scaglione
Senior Vice President of Lending

Meet Michael

Michael is our business lending leader bringing over 30 Years of financial services and small business/commercial lending experience. He has held a variety of roles, including underwriting, lending, and team leadership. He takes time to know and understand his business clients so that he can provide them with the best solution and experience.


Ready to Get Started?


Office: (315) 781-1334 Ext 147
Email: MScaglione@FLFCU.org

Ready to Grow Your Business?

Apply today for a Finger Lakes FCU business loan, line of credit, or credit card and take your business to the next level.