Debt Consolidation Loan

Feeling swamped by bills?

By working with our team, we might be able to help you time your debts by tailoring a debt consolidation loan that can bundle debts and payoff higher rate debts.

  • Borrow up to $15,000
  • Terms up to 60 Months
  • Fixed Rate
  • Fixed Payment
  • No prepayment penalties

Other Debt Consolidation Options:

Credit Card - You can request to do a balance transfer to pay off another debt on your FLFCU VISA Credit Card. We have no transfer balance fee unlike most other cards!

Home Equity Line of Credit - For home owners with sufficient equity, we can look to see if a Home Equity Line of Credit is more advantageous for you. A Home Equity Line may be another solution to help you meet your financial objectives.


Life and Disability Insurance

There is no way to predict an injury, illness, or your unexpected death, but you can take steps along the way to make sure your family is provided for if the unforeseen were to happen. Credit Disability and Credit Life Insurance may help to pay your loan so you or your loved ones don’t have to.*

These products are optional offerings from FLFCU and the premium is included in your monthly payment. Talk to your Loan Officer about the option of adding this product without increasing your monthly payments.

*Up to your policy maximums; per terms and conditions and exclusions on your Credit Insurance Certificate.


Looking for Auto Insurance? To bring you this product, we have partnered with the CUNA Mutual Insurance Group’s TruStage™ who was just named the “World’s Most Ethical Company®” by Ethisphere, an international think tank that rates companies business ethics and social responsibility. Amazing, right?

They provide our members with Term Life and Free Accidental Death and Dismemberment Insurance, and work with carefully selected vendors to bring our members discounted auto insurance.