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Business Rewards Credit Card

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Every Purchase Pays You Back

Power your business and maximize your rewards with the Finger Lakes FCU Business Rewards Visa Card featuring SpendTrack.

Visa Business Rewards Credit Card for Small Businesses

Power your business and maximize your rewards with the Finger Lakes Federal Credit Union Business Rewards Visa Card with SpendTrack.

  • Earn 1.5% unlimited rewards on all purchases on everyday business expenses you make.
  • Earn 30,000 bonus points when you spend $3,500 in the first 90 days.
  • 0.00% APR introductory rate for the first 12 months on purchase and balance transfers. Variable rate as low as 12.50 - 18.00% APR thereafter.
  • NO Annual Fee!
  • No Foreign Transaction fees

Why Small Business Owners Choose the Business Rewards Visa Card

Earn 1.5% on All Purchases

Unlimited Rewards on every business expense you make.

No Annual Fee

Keep your business finances simple and cost-effective.

30,000 Bonus Points

Earn 30,000 bonus points when you spend $3,500 in the first 90 days.

No Foreign Transaction Fees

Perfect for international business travel and global growth.

0.00% Intro APR

Enjoy 0% APR for the first 12 months on purchases and balance transfers. Variable APR 12.50% - 18.00% thereafter.

Credit Line up to $25,000

Flexible credit options to help your small business grow.

SpendTrack: Powerful Management for Your Business’ Credit Cards

SpendTrack enables your business to manage your credit card program and rewards online. If your business or non-profit organization requires multiple credit cards for different officers, authorized users, or staff you can use SpendTrack to issue credit cards within the organization, define spending limits, restrict access from certain purchases, and more!

Benefits for Business Owners

  • You can get efficient purchasing power where you need it for your organization.
  • You remain in control with flexible customization and card controls (spend limits, lock/unlock, business restrictions, etc.)
  • Efficient employee expense process
  • Statement access, payments, and manage rewards online.
  • You can issue new cards to others within the organization anytime.
  • SpendTrack is absolutely free!

Benefits for Employees

  • No impact to your employees’ personal credit report!
  • Access to credit card spending for the organization in a controlled environment.
  • Simplified expense filing
  • Self-service platform for cardholders
  • Can report lost/stolen cards
  • Insights into spending trends – their card only