Overdraft Protection

When you don’t have enough money in your checking account to cover a check, debit transaction, or ACH transaction, funds may be advanced from the overdraft protection line of credit  to cover it. Funds may also be advanced anytime through online banking.

Get that peace of mind with an Overdraft Protection Line of Credit from Finger Lakes Federal Credit Union. We offer amounts ranging from $500 to $10,000.


This way, if your Share Draft account is overdrawn, funds will be transferred from your Overdraft Protection Line of Credit to cover your Share Draft account to avoid the embarrassment and inconvenience of a returned check.

  • Pay interest only on the funds advanced.