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Our Mission

Finger Lakes FCU provides our members the tools to achieve their own lifetime financial goals. We offer high-quality products and services from our family-like culture delivered with trustworthy service and a commitment to technology.


Our History

Finger Lakes Federal Credit Union started with a humble beginning when the Social Security Administration Bureau of Credit Unions chartered it as "Geneva School Employees Credit Union" in 1967. Back in 1967, the Credit Union "office" consisted of a desk located in the basement of Geneva Middle School (now called the Finger Lakes Community College Geneva Center). Deposits were accepted by mail or in person to Gene McFadden, the very first member and manager of FLFCU. The Credit Union grew steadily and began adding other school systems to its charter. With the growth of the Credit Union, new offices were necessary which motivated a move to the 3rd floor of Geneva Middle School and then later to 48 Castle Street in Geneva.

In 1984 with almost 5,000 members and many new school districts wishing to join along with the recent mergers of three other Geneva credit unions, the Geneva School Employees Credit Union changed its name to Finger Lakes Federal Credit Union. Within a year, relocation was again necessary, so the office was moved to 27 Seneca Street in Geneva. With three floors and numerous office areas, the building at 27 Seneca Street has provided the Credit Union with 30+ years of growth space. The growth of the Credit Union has been substantial with the addition of a huge range of services and the addition of two branches, the first in Willard, and the second in Phelps, and so much more banking technology.

In May of 2009, the Credit Union expanded its field of membership to include Ontario, Seneca, and Yates Counties. With approximately 15,000+ members, continued growth seemed evident for the Credit Union.

In 2019 Fairport FCU engaged Finger Lakes FCU to share their CEO. By August 2019 Finger Lakes FCU received regulatory approval to expand into Monroe County and to merge with Fairport FCU, as was intended by both credit union boards. The merger was completed in 2019 Q4. Fairport retained its name, office and staff, and now operate as a division of Finger Lakes. The combined Credit Union now serves 20,000+ members across four counties and hold of assets of over $191 million.

Finger Lakes Federal Credit Union exists to serve the needs of its members. Through friendly, knowledgeable service the staff and Board will continue to work to meet these needs with distinction.