Skip to main content

Special Promotions


01-20 VISA Balance Transfer Trends 480x260 for website

Spark the New Year off Right!

Transfer all your credit card balance to a great low interest rate. All NEW FLFCU VISA Platinum or Classic Credit Card holders will receive our intro rate of 1.99% APR*within the first 90 days from account opening! This introductory rate will last for 12 billing cycles on those transactions.

You can use your new card to help with:

  • Holiday or Vacation Expenses
  • Consolidate Debt
  • And More, and don’t forget about our new Reward program as an added bonus!
Our Credit Cards Offer:
  • No Balance Transfer Fees
  • No Annual Fees
  • No Overlimit Fees
  • No Default-Rate Adjustment
  • No Cash Advance Fee
  • And more

To Apply

Apply Now

*APR = Annual Percentage Rate. For the first 90 days of transactions on the credit card, new VISA Classic and Platinum cardholders will receive this introductory rate for 12 months for all transactions (including purchases, balance transfers, and cash advances). The introductory rate will last for 12 billing cycles. After the introductory rate period, member’s existing balances and all other subsequent transactions will be subject to the current respective rate of 9.90% APR for VISA Platinum or 12.90% APR for VISA Classic. This promotion is for new Finger Lakes Federal Credit Union VISA Classic or Platinum credit cards only. All existing fees apply. The Credit Union reserves the right to change any conditions of this program.

This Credit Union is federally insured by the National Credit Union Administration.

Page Line
12-19 ScoreCard Rewards Trends 480x260 lg

ScoreCard® Rewards

We want you to get the most out of your credit union membership. Now just by using your Finger Lakes FCU VISA Credit Card or Debit Card you will earn points that you can redeem for top name brand merchandise and more with every dollar you spend thanks to our new ScoreCard® Rewards program. There is nothing extra you need to do!  With your Finger Lakes FCU VISA Credit or Debit Card you are automatically enrolled in our free ScoreCard® Rewards program. 

Earn points when you use your FLFCU card to make every day purchases. You can then accumulate points and redeem them for:

  • Top name brand items
  • Vacation getaways
  • Airfare, hotel and car rentals
  • Valuable services
  • And more


How it Works

If you already have a FLFCU VISA Credit or Debit Card, there is nothing you need to do. Use your card to start earning rewards today. Online ordering is available 24/7 and shipping is free. Expedited shipping is available at an additional point cost. Click here for a PDF of FAQs regarding the ScoreCard® program.

Don't have a FLFCU VISA Credit Card? The time to apply is now. Need a FLFCU Debit Card? Contact us or stop by a branch near you. Combine the benefits of low rates with the perks of ScoreCard® Rewards

Using Your ScoreCard Points

To keep track of your points go to the ScoreCard® Rewards website and create your own unique login. There you can combine points with other members of your family, check out current promotions that can earn you extra points and choose your rewards. Click the button below to login today.

ScoreCard Rewards

ScoreCard® Rewards Support


Open 24/7 (except federal holidays)

ScoreCard® Rewards Travel Services


Mon-Fri 9 AM - 9 PM

Sat-Sun 9 AM - 5 PM

Page Line

View Rates