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Special Promotions

 

02-19 VISA Balance Transfer Trends 480x260 for website

Fall in Love with a Credit Card that Treat You Right! 

Transfer all your credit card balances to one card with a great low interest rate.No balance transfer fees, annual fees, or cash advance fees! All our credit cards also have ScoreCard® Rewards. 
Our credit cards feature:

 
  • No Balance Transfer Fees
  • No Annual Fees
  • No Cash Advance Fee
  • Free Rewards Program (ScoreCard)
  • Global Acceptance
  • Online Access & eStatement Available


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*APR = Annual Percentage Rate. For the first 90 days of transactions on the credit card, new VISA Classic and Platinum cardholders will receive this introductory rate for 12 months for all transactions (including purchases, balance transfers, and cash advances). The introductory rate will last for 12 billing cycles. After the introductory rate period, member’s existing balances and all other subsequent transactions will be subject to the current respective rate of 9.90% APR for VISA Platinum or 12.90% APR for VISA Classic. This promotion is for new Finger Lakes Federal Credit Union VISA Classic or Platinum credit cards only. All existing fees apply. The Credit Union reserves the right to change any conditions of this program.

This Credit Union is federally insured by the National Credit Union Administration.

 
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12-18 HELOC Trends 480x260

Finger Lakes Federal Credit Union has a Home Equity Line of Credit Loan to Fit Your Life!

Bring flexibility to your dreams and needs. Like a college education, medical expenses, going on a dream vacation, planning a perfect wedding, or finally completing long sought after home renovations. The possibilities are endless. Our exclusive low fixed introductory rates are now starting as low as 3.99% APR* for 48 months. After the introductory period a 5.25% APR* variable rate.
 
We offer competitive rates on home equity loans, to help you finance what's important to you. With low rates and flexible terms our team can provide guidance, tailored to your unique financial picture and work to find repayment terms that will fit your needs. 
 
  • Flexibility to draw funds as needed. Open end revolving line of credit.
  • No Closing Costs or Annual Fees
  • Borrow up to 80% or your home's equity
  • Flexible Repayment terms


Discover the possibilities, and contact us today.


*APR (Annual Percentage Rate). Rate is accurate as of 12/31/2018. The introductory rate is fixed at 3.99% for the first 48 months. After 48 months, the loan will be a variable rate based on Prime minus .25% with a floor of 3.50% for the remainder of the loan. The maximum (ceiling) APR is 16%. The rate will be based on the Prime Rate as published in the Wall Street Journal. Loan to Value (LTV) of 80% or below. This is only available for personal use when secured by a single family, owner occupied, or secondary residence dwelling. Property Insurance and flood insurance if applicable, is required. The Credit Union will pay the initial closing costs on this HELOC, however if the line is closed and discharged for any reason within the first 36 months, you will reimburse FLFCU for all third party closing costs paid on your behalf at closing. Rates subject to credit and property approval. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Other restrictions and limitations may apply. New money only. Consult a tax advisor regarding the deductibility of interest. Contact us for membership eligibility requirements. An Equal Housing Lender. Offer expires 01/31/2019. This Credit Union is federally insured by the National Credit Union Administration. NMLS ID 493624.  

This Credit Union is federally insured by the National Credit Union Administration.
 
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