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08-19 VISA Balance Transfer Trends 480x260

Transfer and Save with the Finger Lakes Federal Credit Union 

We are a credit union that cares about our community. Let Finger Lakes Federal Credit Union help you erase your high interest debt. All new and existing VISA cardholders will receive our intro 0% APR* Credit Card Balance Transfer Offer

No balance transfer fee, no annual fees, and the ability to earn rewards with purchases! You get to keep that rate for 12 billing cycles.
 
  • 0% introductory rate for 12 billing cycles
  • No Balance Transfer Fee
  • No Annual Fee
  • Earn Rewards with Purchases
  • Low Standard Fixed Rate APRs
  • EMV chip for enhanced security
  • Compatible with Google Pay™, Apple Pay™, and Samsung Pay™


Discover the possibilities, and contact us today.


Apply Now


*APR = Annual Percentage Rate. New Cardholders must apply between August 1st – September 30th 2019. Existing cardholders must request their balance transfer no later than September 30th, 2019.  The 0% introductory rate for Balance Transfers will last for 12 billing cycles. No Balance Transfer Fees. Normal rates apply to purchases & cash advances. After the introductory rate period, member’s existing balances and all other subsequent transactions will be subject to the current respective rate of 9.90% APR for VISA Platinum or 12.90% APR for VISA Classic. All new & existing VISA Classic and Platinum cardholders are eligible. Balance Transfers may not be used to pay off existing Finger Lakes Federal Credit Union accounts. All existing fees apply. Finger Lakes Credit Cards are subject to credit approval. The Credit Union reserves the right to change any conditions of this program, or withdraw it, without prior notice.

This Credit Union is federally insured by the National Credit Union Administration.


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07-19 HELOC Trends 480x260

Finger Lakes Federal Credit Union has a Home Equity Line of Credit Loan to Fit Your Life!

Tap the equity in your home. Experience the freedom to use your equity however you choose. Our exclusive low fixed introductory rates are now starting as low as 3.99% APR* for 48 months. After the introductory period the variable rate will be determined by the Prime Rate minus .25% APR*.
 
We offer competitive rates on home equity loans, to help you finance what's important to you. With low rates and flexible terms our team can provide guidance, tailored to your unique financial picture and work to find repayment terms that will fit your needs. 
 
  • Flexibility to draw funds as needed. Open end revolving line of credit.
  • No Closing Costs or Annual Fees
  • Borrow up to 80% or your home's equity
  • Flexible Repayment terms


Discover the possibilities, and contact us today.


Apply Now


*APR (Annual Percentage Rate) is accurate as of 6/14/19. The introductory rate is fixed at 3.99% APR for the first 48 months.  After the fixed introductory period, the loan will be a variable rate based on the Prime Rate published in the Wall Street Journal minus 0.25%, but it will not exceed 16.00% APR or be less than 3.50% APR. The Credit Union will pay all third party fees on its Home Equity Line of Credit, however if the loan is closed within 36 months, you must reimburse the Credit Union for all third party fees paid on your behalf at closing.  Loan must be secured by a single family, owner occupied residence. Property Insurance required. Consult a tax advisor for deductibility of interest. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Other restrictions and limitations may apply. Limited time offer.

This Credit Union is federally insured by the National Credit Union Administration. NMLS ID 493624. 


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