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Special Promotions


10-19 Mortgage Refi Trends 480x260

Refinance and Save!

Shrink your mortgage by refinancing with the Finger Lakes Federal Credit Union. With rates as low as 2.971% APR* for 10 years, you may even be able to shorten the life of your loan. 
Unsure if you would benefit from refinancing, stop by or call us and we can show you what we can do for you. With low rates and flexible terms our team can provide guidance, tailored to your unique financial picture and work to find terms that will fit your needs. 
  • Quick Turnaround
  • Local Decision Making
  • Easy Online Application
  • Competitive Rates and Closing Costs

Let us show you how by contacting us today.

Apply Now

*APR = Annual Percentage Rate effective as of 10/02/2019. Subject to credit approval, home appraisal, and requires homeowners insurance.  Rates, terms, and conditions are subject to change without prior notice. Many other rates and terms are also available.  This loan is subject to closing costs. Please consult with a FLFCU mortgage lender for more information. Consult your tax advisor regarding deductibility of interest.

The Credit Union is an equal housing lender and federally insured by NCUA. NMLS #(493624)


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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07-19 HELOC Trends 480x260

Finger Lakes Federal Credit Union has a Home Equity Line of Credit Loan to Fit Your Life!

Tap the equity in your home. Experience the freedom to use your equity however you choose. Our exclusive low fixed introductory rates are now starting as low as 3.99% APR* for 48 months. After the introductory period the variable rate will be determined by the Prime Rate minus .25% APR*.
We offer competitive rates on home equity loans, to help you finance what's important to you. With low rates and flexible terms our team can provide guidance, tailored to your unique financial picture and work to find repayment terms that will fit your needs. 
  • Flexibility to draw funds as needed. Open end revolving line of credit.
  • No Closing Costs or Annual Fees
  • Borrow up to 80% or your home's equity
  • Flexible Repayment terms

Discover the possibilities, and contact us today.

Apply Now

*APR (Annual Percentage Rate) is accurate as of 6/14/19. The introductory rate is fixed at 3.99% APR for the first 48 months.  After the fixed introductory period, the loan will be a variable rate based on the Prime Rate published in the Wall Street Journal minus 0.25%, but it will not exceed 16.00% APR or be less than 3.50% APR. The Credit Union will pay all third party fees on its Home Equity Line of Credit, however if the loan is closed within 36 months, you must reimburse the Credit Union for all third party fees paid on your behalf at closing.  Loan must be secured by a single family, owner occupied residence. Property Insurance required. Consult a tax advisor for deductibility of interest. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Other restrictions and limitations may apply. Limited time offer.

This Credit Union is federally insured by the National Credit Union Administration. NMLS ID 493624. 

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