Small businesses are the heart of our community. They create jobs, support local families, and bring life to the neighborhoods we call home. At Finger Lakes Federal Credit Union, we’re proud to stand alongside the businesses that make our region thrive. We know your goals are unique, and that’s why we offer flexible, affordable financing options designed to help you grow, adapt, and keep moving forward—whether you’re upgrading equipment, adding to your team, or simply managing everyday expenses.
Business Vehicle Loans
From a single SUV to a full fleet, keep your business on the move with affordable financing from Finger Lakes FCU. We finance vehicles and specialized industry equipment. Enjoy competitive rates, flexible repayment terms, and quick approvals—so you can get on the road without slowing down. Financing available to purchase, refinance, or buy out a lease.
Equipment Financing
Upgrade the tools and technology that power your business without straining your budget. With equipment financing from Finger Lakes FCU, you can acquire essential machinery or office technology while preserving your cash flow.
Business Term Loans
Finance long-term investments with confidence. Our business term loans give you access to lump-sum funding with predictable monthly payments, making them ideal for expansion projects, renovations, or working capital needs.
Lines of Credit
Stay flexible with a revolving line of credit tailored to your business. Draw funds when you need them, repay, and reuse—perfect for managing cash flow, handling seasonal expenses, or seizing growth opportunities. Interest-only payments provides maximum flexibility.
Letters of Credit
Strengthen your trade relationships with confidence. Our letters of credit provide assurance to domestic and international suppliers, helping you reduce risk and build credibility in every transaction.
Ready to Grow Your Business?
Apply today for a Finger Lakes FCU business loan, line of credit, or credit card and take your business to the next level.