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Free Kasasa Cash® Checking 

Earn high dividends and refunds on ATM withdrawal fees.*


With free Kasasa Cash® checking, we reward you just for being a member. Watch your balance grow with earnings of up to 2.00% APY* per month — all for doing simple banking activities you probably already do!


You’ll also get refunds on ATM withdrawal fees, nationwide — so every ATM is your ATM, whether you’re in Geneva, Phelps, Ovid or anywhere else. Link your account to a free Kasasa Saver® to make saving simple and effortless.


Benefits

  • Free checking that pays high dividends
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.41% APY on balances over $10,000 depending on balance in account*
  • 0.05% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Earn more when you link to a Kasasa Saver account. 
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking with bill pay
  • Free eStatements
  • Free mobile banking
  • Free Visa® debit card
  • Discount on Kasasa Protect
  • Only $5 minimum deposit to open

Here’s how easy it is to earn your rewards:

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 1 direct deposit, ACH credit, or ACH payment transaction
  • At least 12 debit card purchases
  • Be enrolled in and agree to receive eStatements

And if you don’t meet these qualifications, don’t worry — your account is still free.

Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.


Earn More with Kasasa Saver

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*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 2.00%; and balances over $10,000 earn .25% interest rate on the portion of balance over $10,000, resulting in a range from .41% to 2.00% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we may adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn .05% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 10/01/2017. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $5.00 minimum deposit is required to open the account. Monthly ACH activity, receipt of electronic statements, and 12 monthly debit card purchases are a condition of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per primary social security number. There are no recurring monthly maintenance charges or fees to open or close this account. Qualifications must be met in order to continue to be eligible for Kasasa accounts. If qualifications are not met, the Credit Union reserves the right to transfer your account to a comparable product that may not earn rewards. Contact one of our credit union service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.