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Secured VISA

  • NO Annual Fee!
  • 1.99% Introductory APR!1
  • Fixed Rate!2
  • Includes EMV Chip Technology
  • NO Balance Transfer Fee!
  • NO Cash Advance Fee!

[1] Introductory 1.99% APR on on all transactions performed within the first 90 days from account opening and will last for 12 billing cycles.
[2] Following introductory period. APR will be at a fixed rate of 12.90% which is a daily periodic rate of 0.0353% 
View Terms and Conditions and View the Credit Card Agreement.  All Finger Lakes Credit Cards are subject to credit approval.


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.