Skip to main content

Credit Card Features

FLFCU’s Visa Debit and Credit cards include the security of EMV Chip Technology.

It's More Secure!

  • Unlike cards only secured by magnetic strips, EMV Chip enabled cards are very difficult to duplicate, making your card even more protected.

It’s Easy To Use!

  • More and more retailers are becoming equipped with EMV enabled terminals and as they make their conversions you and your Finger Lakes FCU EMV card will already be ready!
  • Simply insert the card into the terminal and follow the instructions
  • Depending on the retailer you may be prompted to input your PIN or authorize the transaction with a signature.

The more control you have over your finances, the more secure your money stays. We’d like to introduce you to a whole new functionality for your Finger Lakes FCU debit and credit cards. It has the power to keep you “in the know” about all the purchase activity on your cards. The best part? You are in complete control of which messages you receive and how your receive them.


You are in control because your Credit Union card is now optimized for Visa Purchase Alerts. This is a free, opt-in only service for our members. When you opt-in for Visa Purchase Alerts, you can choose to receive either email, SMS text message alerts, or both. 


Members can sign up for Visa Purchase alerts on Then, cardholders can establish certain alert triggers. Anytime a qualified transaction takes place that meets the cardholders’ parameters, he or she will receive an alert in the form of an email, SMS text message, or both in a matter of minutes. Triggers include:

  • Individual transaction amount thresholds
  • International transactions
  • Card-absent transactions, such as telephone or online order


Through Visa Purchase Alerts, cardholders have the ability to:

  • Closely monitor their Visa credit, debit or prepaid accounts
  • Check for unusual transaction activity and/or track spending levels immediately
  • Take action at the first sign of potential fraud


Don’t wait! Keep your finances safe this holiday shopping season. You can enroll in Visa Purchase Alerts by setting up a secure account on the Visa website.



 Visa Purchase Alerts - Shop Empowered


Your FLFCU Card + Smart Phone = The Simple Way to Pay

Apple Pay Image for Web Page 2018

Soon you’ll be able to get all the things you love about your Finger Lakes Federal Credit Union Visa Credit & Debit cards right on your smart phone! It’s the smart, secure, and easy way to pay.

It’s Simple

Forget fumbling for your wallet at checkout, and spare yourself from embarrassing moments when you’ve accidentally forgotten your card. Now, paying in stores is as easy as holding your Smart Phone up to a contactless reader.

Endless Choices

Your FLFCU Visa Credit and Debit cards are now available for Apple Pay, Google Pay, and Samsung Pay. So no matter what kind of smart phone you take with you every day, you’ll also be able to add your FLFCU Visa to your digital wallet.

Extra Security

Paying with your digital card instead of your physical card gives you an extra layer of security. Digital Wallets never use your actual card number, instead they generate a one-time-use account number for every purchase, making it impossible to steal and duplicate. Your card details and private information stay safe.

Available For

Samsung Logo

Available at Merchants Displaying Both These Icons: Contactless_Acceptance_icons