Credit Card Features

FLFCU’s Visa Debit and Credit cards include the security of EMV Chip Technology.

It's More Secure!

  • Unlike cards only secured by magnetic strips, EMV Chip enabled cards are very difficult to duplicate, making your card even more protected.

It’s Easy To Use!

  • More and more retailers are becoming equipped with EMV enabled terminals and as they make their conversions you and your Finger Lakes FCU EMV card will already be ready!
  • Simply insert the card into the terminal and follow the instructions
  • Depending on the retailer you may be prompted to input your PIN or authorize the transaction with a signature.

The more control you have over your finances, the more secure your money stays. We’d like to introduce you to a whole new functionality for your Finger Lakes FCU debit and credit cards. It has the power to keep you “in the know” about all the purchase activity on your cards. The best part? You are in complete control of which messages you receive and how your receive them.


You are in control because your Credit Union card is now optimized for Visa Purchase Alerts. This is a free, opt-in only service for our members. When you opt-in for Visa Purchase Alerts, you can choose to receive either email, SMS text message alerts, or both. 


Members can sign up for Visa Purchase alerts on Then, cardholders can establish certain alert triggers. Anytime a qualified transaction takes place that meets the cardholders’ parameters, he or she will receive an alert in the form of an email, SMS text message, or both in a matter of minutes. Triggers include:

  • Individual transaction amount thresholds
  • International transactions
  • Card-absent transactions, such as telephone or online order


Through Visa Purchase Alerts, cardholders have the ability to:

  • Closely monitor their Visa credit, debit or prepaid accounts
  • Check for unusual transaction activity and/or track spending levels immediately
  • Take action at the first sign of potential fraud


Don’t wait! Keep your finances safe this holiday shopping season. You can enroll in Visa Purchase Alerts by setting up a secure account on the Visa website.





Design Your Own Card (DYOC)

Finger Lakes FCU has partnered with PSCU Financial Services to bring you the ability to customize your credit card with an approved photo. You can upload a high-resolution image to show off your beautiful baby, a mischievous new puppy, or that breathtaking sunset - the possibilities are endless.
  • Cards will be mailed to the address we have on file. If you’ve recently moved, please contact us before designing your card to assure our records are up to date.
Just follow these 7 Simple Steps to Design Your Own Card
  • Enter PSCU Financial Services "Design Your Own Card" Portal via Online Banking
  • Input your information & credit card details
  • Review the Terms & Conditions and click “Next Step” if you agree to them
  • Upload an image
  • Edit and/or confirm your image.
  • New users will be prompted to register. Returning users can login. Submit your order for image approval.
  • That’s it! An emailed receipt will be sent to you.