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ATM Safety Tips

July 14, 2017


The convenience and growing popularity of ATMs (Automatic Teller Machines) over the past few decades have made them the ideal choice for individuals who are just looking to get some fast cash from their bank accounts. ATMs can now be found at most banks, grocery stores, convenience shops, and malls. The first ATM appeared in London in 1967, and in less than 50 years, ATMs spread around the globe. Chances are, you are only a few miles away from an ATM at any given time, meaning access to your funds is always within reach—as long as you have an ATM card.

ATM use has become a regular part of our every day lives, and some may argue that we take the accessibility of ATMs for granted, not always considering the security and safety risks that come with visiting an ATM in a public space.  While ATMs are convenient and nearly necessary in modern times, there are some safety tips you should keep in mind whenever you visit a public ATM.

10 ATM Safety Tips:

  1. Avoid ATM’s that are poorly lit or or that are obstructed from view
  2. Avoid ATM’s located at the corner of a building, this creates a blindspot.
  3. Shield the screen when you put in your pin number and transaction amount, so no one standing or walking nearby can see your information.
  4. Do not allow strangers to follow you inside a closed door, locked ATM (the kind that require a card to open). Only one ATM user at a time should be in the room.
  5. Immediately put away cash, card, and receipts after retrieving them from the ATM. Wait until you are in a safe and secure place before counting your cash.
  6. Know the daily ATM withdrawal limit from your financial institution. This will help avoid wasting time at the ATM.
  7. Be aware of suspicious individuals loitering near the ATM or in a nearby parked car. If you see anyone suspicious, cancel your transaction and leave immediately.
  8. If visiting an ATM at night, park close to the ATM in a well-lit area. Take another person you trust with you.
  9. Do not leave your care engine running or your doors unlocked when you get out to use an ATM.
  10. If you are using a drive-up ATM, keep your passenger windows rolled up and your doors locked.

Always keep your ATM card in a safe and secure place. When choosing a PIN for your ATM card, avoid picking a number that is related to your personal information, such as a social security number or a birthdate. Some ATM locations are not open 24/7, so try to plan your ATM visits ahead of time.  Keep your ATM receipts with you, avoid throwing them into a public trash bin or leaving them near the ATM.

Follow these simple, common-sense safety tips and enjoy banking on the go! FLFCU makes banking on the go even more convenient with our shared network of fee free ATMs! Check out our list for the next time your traveling in the Finger Lakes area and need to find an ATM.