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Get the Most Out of Your Membership in 2017

December 22, 2016

Credit Union membership gives you some great perks that you just can’t get at traditional banks, like ownership in the institution, voting rights, lower loan rates, and more return on your savings. As a Credit Union member, you’ve already taken the first step towards smarter banking. You’ve said NO to unnecessary fees and charges, and you’ve said YES to a friendly banking experience with people you know and trust.


But are you getting the most out of your Credit Union membership?


Finger Lakes Federal Credit Union offers dozes of services and products designed to make managing your finances simple. We can’t blame you for not knowing all the amazing things the Credit Union has to offer.


Here are all the ways you can get the most out of your Credit Union membership and strengthen your financial muscle in 2017:


Save More Money

  • Grow your savings with a Money Market Savings Account, Term Share Certificate, IRA Account, etc. rather than relying on a traditional savings account that provides lower yields of return.


  • Stop paying ATM fees at out-of-network ATMs. Finger Lakes FCU belongs to a network of shared ATMs all over the Finger Lakes, Rochester, and Syracuse areas.


  • Quit paying Overdraft fees by applying for an Overdraft Protection Line of Credit from FLFCU. We offer amounts ranging from $500 to $10,000.


  • Get the jump on the holidays next year by opening a “Holiday Club Account.” Schedule regular deposits anytime and earn interest. No minimum to open.


  • Open multiple savings accounts to help manage your money better. For each purpose of saving, consider setting up a separate account. At Finger Lakes FCU, we make it easy to quickly and painlessly set-up separate accounts. You can even name the accounts and simplify how you manage your money!


  • Try our online Personal Finance Manager tool to keep track of your spending and budget.    


Enjoy Convenient Banking

  • Sign-up for eStatements to cut down on the mess of paper and to keep your information more secure.


  • Use the Credit Union’s coin counting machine. Did you know we offer a free coin counting machine at our Geneva Branch? Just dump in your change and let it count and roll your money for you.


  • Pay your bills on time with online bill pay. Stop paying ACH transfer fees or credit card payment fees when you pay your bills! Set-up ACH transfers through Finger Lakes FCU online banking


  • Access PopMoney to make person-to-person payments when you need to pay friends.


  • Download our Mobile Banking app to keep up-to-date on your balances, deposit checks, pay bills, transfer funds between accounts, and more!


  • Fill out a direct deposit form and have your paycheck deposited directly into your savings account. Save time! Access your money in a flash.    


Keep Your Money Safe



Build Your Credit



Are you ready for 2017? What are your financial goals in the coming New Year, and how can Finger Lakes Federal Credit Union help you reach those goals? Reach out to us anytime. We are here for you.


We’re entering into our 50th year in 2017, and we can’t wait to serve you for another 50 years, and beyond.  Happy New Year from everyone at Finger Lakes Federal Credit Union!