Free Balance Transfers


Sick of paying off your high interest credit cards? 2017 could be the year to eliminate your Credit Card debt!  Make the switch to a Visa credit card from FLFCU today and transfer all your existing credit card balances for no additional fee. 


What’s more, you’ll be able to pay off those balances for only 1.99%APR* within the first 90 days from account opening! This introductory rate will also apply to all transactions performed in the first 90 days from account opening and will last for 12 billing cycles on those transactions.


So what are you waiting for? Take advantage of this great offer and save more with an FLFCU Credit Card. With our card you will experience:


  • NEW Introductory Rate Offer
  • No Balance Transfer Fees
  • No Annual Fees
  • No Over limit Fees
  • No Default-Rate Adjustment
  • No Cash Advance Fee
  • Competitive Fixed-Interest Rates
  • Global Acceptance
  • Greater Purchasing Power
  • eStatements Available



VISA Credit Card Terms and Conditions

Click here for full VISA Terms and Conditions


*APR = Annual Percentage Rate. For the first 90 days of transactions on the credit card, new VISA Classic and Platinum cardholders will receive this Introductory Rate for 12 billing cycles for all transactions (including purchases, balance transfers, and cash advances). After the Introductory Rate period, member's existing balances and other subsequent transactions will be subject to the current respective rate of 9.90% APR for VISA Platinum or 12.90% APR for VISA Classic. This promotion is for new Finger Lakes Federal Credit Union VISA Classic or Platinum credit cards only. All existing fees apply. The Credit Union reserves the right to change any conditions of this program.