Home Equity Loan Sale

 

home equityspring sale

Get Things Done

And Put Some Extra Cash in Your Pocket!

 

Put ideas into action with the help of a Home Equity Loan from Finger Lakes Federal Credit Union, and earn extra cash to invest in the projects and ideas that are important to you!

Funds to use towards:

  • Home Improvement Projects
  • High-Interest Debt
  • College Tuition and Expenses
  • Dream Vacation
  • And More!

 

Fixed Rate Home Equity Loan

3.99% APR* 

Up to a 10 year term + $500 cash back at closing, and no closing costs


4.15% APR*

For a 15 year term + $500 cash back at closing, and no closing costs


$10,000 minimum for 10 year term. $20,000 minimum for 15 year term. New money only. Member must have either an FLFCU checking account or an FLFCU mortgage to qualify for promotion. 80%LTV only. See rate disclosure (below) for more details.


Home Equity Line of Credit

Introductory Rate

1.49% APR**
For First Six Billing Cycles

+ $500 Cash Back

After introductory period, APR will adjust to a variable rate


$10,000 minimum. New money only. Member must have either an FLFCU checking account or an FLFCU mortgage to qualify for promotion. See rate disclosure (below) for more details.


These offers are only available for a limited time, so act today!

Apply Online

 

*APR = Annual Percentage Rate.  Consult your tax advisor for tax-deduction eligibility on Home Equity Loans. Property Insurance is required. Member must have either an FLFCU checking account or an FLFCU mortgage to qualify for $500 cash back bonus. Rates shown are for a loan with a LTV (Loan-to-Value) ratio of 80%. Payment examples: A $10,000 loan at advertised 3.99% APR requires 120 payments of $101.22 (This payment does not include amounts for taxes and insurance. The actual payment may be greater.) A $20,000 loan at advertised 4.15% requires a maximum of 180 payments of $149.49 (This payment example does not include amounts for taxes and insurance. The actual term of loan may vary, and actual payment may be greater.) Rates and terms are subject to change. Rates subject to credit approval. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Contact a Loan Representative at a branch nearest you for an application. New money only. Please check with a Member Service Representative for membership eligibility requirements. An Equal Housing Lender. This Credit Union is federally insured by the NCUA.

**APR = Annual Percentage Rate. Home Equity Line of Credit rate shown is an Introductory Rate lasting for the first six billing cycles. Introductory rate applies to a term of up to 180 months for qualified applicants only. A variable rate applies thereafter. Variable rate is based on the Prime Rate as published in the Wall Street Journal plus an applicable margin based on product amount selected. Maximum variable APR is 14%. $10,000 initial draw minimum required for $500 cash back bonus. Member must have either an FLFCU checking account or FLFCU Mortgage to qualify for cash back bonus. Consult a tax advisor regarding the deductibility of interest. Property Insurance is required. Rates and terms are subject to change. Rates subject to credit approval. The Credit Union reserves the right to change any conditions of these programs, or to withdraw them, without prior notice. Contact a Loan Representative at a branch nearest you for an application. New money only. Please check with a Member Service Representative for membership eligibility requirements. An Equal Housing Lender. This Credit Union is federally insured by the NCUA.