Low Introductory Rate on Visa Credit Cards


Our Visa credit cards have the latest security features and a low, low rate!


Enjoy 1.99% APR* for all transactions performed within the first 90 days from account opening. This Introductory Rate will last for 12 billing cycles.

  • No Balance Transfer Fees
  • No Annual Fees
  • No Over limit Fees
  • No Default-Rate Adjustment
  • No Cash Advance Fee
  • Competitive Fixed-Interest Rates
  • Global Acceptance
  • Greater Purchasing Power
  • eStatements Available

Safe and Secure

Keep your card protected with the latest technology and financial security! Our Visa credit cards come with the latest credit card features, including:


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VISA Credit Card Terms and Conditions

Click here for VISA Classic and Platinum Application and Solicitation Disclosure.

*APR = Annual Percentage Rate. For the first 90 days of transactions on the credit card, new VISA Classic and Platinum cardholders will receive this Introductory Rate for 12 billing cycles for all transactions (including purchases, balance transfers, and cash advances). After the Introductory Rate period, member's existing balances and other subsequent transactions will be subject to the current respective rate of 9.90% APR for VISA Platinum or 12.90% APR for VISA Classic. This promotion is for new Finger Lakes Federal Credit Union VISA Classic or Platinum credit cards only. All existing fees apply. The Credit Union reserves the right to change any conditions of this program. This Credit Union is federally insured by the National Credit Union Administration.


To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents, and make a copy of the document verified for our records