Online Services
Effective January 1, 2007, the way you log into Internet Banking will change. FLFCU will be offering improved online security
features designed to prevent online users from falling victim to fraudulent web sites that attempt to gain sensitive financial information.
The new online security features require no new hardware or software and helps combat identity theft.
Online Banking (CU 24/7) and Bill Payer are available to all FLFCU members. Our CU 24/7 product will provide you with online access to your accounts
and the means to perform a variety of transactions in a secure, convenient way. You will be able to monitor account balances, review transaction history,
transfer funds and even pay bills online with our optional Bill Payer Service. Enjoy instant access to your share draft account, share accounts and loans
(VISA through our InfoLinkPlus link).
How to Sign Up:
Go directly to our Web Site: www.flfcu.org. On the left navigation, select "Logon to CU 24/7 Online Banking."
Step 1 - Begin the security update by clicking the Begin button.
Step 2 - Enter your account number, Audio Response PIN and the Random Code.
Step 3 - Select the Challenge Questions, provide answers to those questions and create a Security Key Image.
Step 2 - Enter your account number, Audio Response PIN and the Random Code.
Step 3 - Select the Challenge Questions, provide answers to those questions and create a Security Key Image.
Login Process:
Step 1 - After you have completed the security update, you may click on the Login here button.
Step 2 - Enter your account number and Random Code.
Step 3 - Provide the answer to the question that is randomly selected from the three challenge questions created.
Step 4 - Verify the Security Key Image, and enter the Audio Response PIN. Choose whether to remember the computer or not, this will bypass the challenge questions on future logins.
Step 2 - Enter your account number and Random Code.
Step 3 - Provide the answer to the question that is randomly selected from the three challenge questions created.
Step 4 - Verify the Security Key Image, and enter the Audio Response PIN. Choose whether to remember the computer or not, this will bypass the challenge questions on future logins.
System Requirements:
You will need an Internet connection and web-browser that supports DHTML. Currently, compatible Web browsers for PCs are: Netscape 7.0 or
higher, Microsoft Internet Explorer 5.5, Mozilla Firefox 1.5. For MAC users: Safari 2.0, Mozilla Firefox 1.5 or higher. And for
Linux users: Mozilla Firefox 1.5 or Mozilla 1.7 or higher.
Why do I need to update:
We have recently updated our Internet Banking technology to include Multi-Factor Authentication (MFA). This is intended to provide you with the best security
possible when accessing your account online. MFA consists of validation and authentication of an individual using more than one method of verification.
Why all the attention to security:
While the chances of identity theft or monetary loss are slim, there do exist active malicious entities on the Internet that look to fraudulently gain from
unsuspecting individuals. One of the most popular methods of fraud is through impersonating individuals during the login process. It is our intention to
make this process as difficult as possible for these fraudsters while keeping your experience as hassle-free as possible.
Cost:
Effective January 1, 2007, ONLINE BANKING and BILL PAYER are absolutely free! There is no additional charge for Online Banking or Bill Payer for your personal
accounts. So, why not sign up TODAY!
What is Bill Payer?
Pay anyone-anytime. Transfer funds to another person at another financial institution. Pay any bill you’d normally pay - phone company, cable company etc.
Pay anytime - 24 hours a day, 7 days a week. It’s easy, there are no checks to write, no envelopes to address and no stamps to buy.
To pay bills online, you'll need to open an Online Banking account. Because a new vendor is supporting the product, there are some steps you must take to continue
using the Bill Payer product:
- You will be required to enroll on the new Bill Payer site. This new product will be available by January 1, 2007.
- You will also need to re-establish all your creditors' accounts and payments. Until this is completed, please be advised that no further payments will be made from your account after December 29th, 2006.
For further details, we encourage you to read the "Frequently Asked Questions About Online Banking" in the Online Banking section on our Web Site.
We hope you enjoy using this service. If you have any questions about Online Banking, feel free to contact your local branch.
For more information contact a FLFCU Member Service Representative or visit us online at www.flfcu.org.
Membership Application
Loan Application
Order Checks Online
VISA Credit Card Application
VISA Check/Debit Card Application
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information
that identifies each person who opens an account. What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information
that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents, and make a copy of the document verified for our records.
