Share Savings. Your share savings account represents one share of ownership in the Credit Union (Minimum required balance par value only $5.00). It entitles you to the many benefits and products we offer.

Saving money means security for the future. The sooner you start, the more you will save. Opening an account today could help you with things like tuition, a dream home, or retirement and you receive FREE insurance coverage for Accidental Death & Dismemberment Insurance.

See below for other services we offer.

Share Draft (Checking) Accounts. Check with us for an account with real character. We cover all your needs. These accounts offer check privileges with NO minimum balance requirements, NO per check charges, NO per deposit charges, NO monthly fees, NO maintenance fees, Duplicate Checks, a VISA Check/Debit Card, ATM account access, Direct Deposit, Payroll Deduction, Automatic Payments, Numerous Check Designs that fit your lifestyle, and CU Anytime Audio Response System. As a service to our members, overdraft protection and Courtesy Pay are also available.

Special Savings Club Accounts. Holiday Club – Want to put a little extra “jingle” in your pocket this holiday season? It’s never too early to start saving. Make affordable deposits to your Holiday Club account throughout the year and watch your holidays shine! Summer/Vacation Club – Do you dream of taking the perfect vacation? Stop dreaming and start saving with a Summer/Vacation Club account. Quicker than you think, you’ll have the extra cash you need to take a memorable vacation! A small deposit each payday is all it takes.

Direct Deposit. For immediate access to your paycheck, Social Security check, or other monthly check on the day it’s issued, there’s only one thing to do. Sign up for Direct Deposit. With this safe and convenient service, your employer or Social Security Administration transfers funds directly into your account. That means no waiting, no lines, and no rushing to your branch to make a deposit.

Money Market Account. Earn returns on your savings and retain anytime access to your funds.

Share Term Certificates. Certificate investment savings plans are available for a variety of time periods at various dividend rates. Flexible terms and paid dividends. That’s what our Share Term Certificate offers. Just deposit budget-friendly amounts according to specific terms and watch your money grow! A minimum balance is required. Once the term is up, you can take the money out or roll it over into another high-yield certificate. Dividends are compounded and posted quarterly on our One Year and Two Year Share Term Certificates.

Dividends are paid from current income and available earnings after required transfers to reserves at the end of the dividend period. Fees could reduce earnings on the account. Early withdrawal may result in a loss of dividends. See account disclosures for complete details.

Individual Retirement Accounts (IRAs) / Certificates – Traditional, Roth, and Coverdell Educational. If you’re not thinking about retirement, maybe you should be. You can no longer depend on your employer to offer savings plans. You have to make smart decisions and start putting money away early. Fortunately, our IRAs provide building blocks to a stronger financial future. Credit Union IRAs just make sense. They offer obvious advantages: Competitive rates, insured deposits, and payroll deduction for simplified contributions. Plus, you get one-on-one service that’s hard to find at banks and larger financial institutions. Contact us and start building your IRA savings today.

Night Depository. Running short on time? Drop off your deposit in our Night Deposit located at a branch nearest you!

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents, and make a copy of the document verified for our records.