Audio Response System Your Credit Union accounts are just a call away…wherever you are…at home, at work, or on the road…whenever you choose…day or night, seven days a week. It's convenient, free, safe, and easy. Members may transfer funds, check account balances, get cleared check information, and more with the Audio Response System. Call local to Geneva (315) 719-0142 or long distance (800) 270-2130 to access your account 24 hours a day. Click here to view the Audio Response System flow chart and Account Types.

ATM Card. Daytime, Nighttime, Your Time! Your Credit Union is a member of NYCE, CIRRUS, CU24 and Member Access networks, giving you access to ATM locations (terminals) throughout the United States and worldwide, of which many take deposits and some are surcharge free ATMs. You may use your card at any ATM location that displays the logo of these networks. Our ATM cards offer four (4) fee-free foreign withdrawals per month or unlimited withdrawals at FLFCU’s ATMs. When is the best time to transact your financial business? Our ATM networks let you decide – daytime or nighttime, weekday or weekend. Why cram trips to the Credit Union into your busy day? No waiting! Access your cash and accounts when you need it – day and night, 365 days a year. Save time, too. A typical transaction takes less than a minute! No problem! So, no matter where you travel, you can make instant cash withdrawals!

FLFCU owned ATMs:

GENEVA, NY 27 Seneca St Walgreens 431 Hamilton Street		OVID, NY 7116 County Road 132 (Willard)
PHELPS, NY 1934 Route 96		CANANDAIGUA, NY Walgreens 18 Eastern Boulevard
PENN YAN, NY Walgreens 226 Liberty Street

Consult FLFCU current Electronic Funds Transfer Agreement and Disclosure, and Membership and Account Agreement for details.

Visit here for a list of surcharge free ATM locations. Contact a FLFCU Member Service Representative for further details.

VISA Check/Debit Card. Enjoy the convenience of making checking account purchases with a FLFCU VISA Check/Debit Card. If you have a FLFCU Checking Account, we can also help you sign up for extra convenient services that will make it easier to manage your day-to-day finances. FLFCU VISA Check/Debit Card Conveniences: Shop and leave the checkbook at home. VISA Check/Debit Card lets you pay by check without writing one! Looks like a VISA Credit Card, but works like a Check; it is welcome everywhere VISA is accepted; offers flexibility of making purchases directly from your checking account; no more hassles of trying to pay by check; your purchase is paid for instantly ~ amount of your purchase is deducted from your checking account with no finance charges; and you have 24-hour account access to your cash ~ One card is all you need. The VISA Check/Debit Card is also an ATM Card! Look for the VISA logo at your nearest ATM. It’s easy to apply for your FREE VISA Check/Debit Card. Save time, money – and checks today. Simply contact A FLFCU Member Service Representative and request a form or apply online. For instructions on how to report a lost or stolen card, contact PSCU Customer Service at 1-800-449-7728.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask you for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents, and make a copy of the document verified for our records.